Help - Plan Information

The Plan Information page provides all key communication literature that the plan has issued to members.

To access any of the literature just click on the relevant document.

Many of these documents are in pdf format and require Adobe Reader for you to view them. If you need to download a free copy, please visit our Accessibility page.

Plan Information

The M&S Retirement Plan is governed by the Plan Rules. The provisions of the plan are summarised in a Member Booklet which is issued to all members when they join the plan and updated from time to time. If there is a conflict between the Member Booklet and the Rules, the Rules will prevail.

If you want to request a copy of the Retirement Plan Booklet please contact a member of the administration team on 0870 758 3208 or by e-mail at M&Spensions@capita.co.uk.

The following documents are also available:

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Newsletter for members of the M&S Retirement Plan:

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Forms:

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Further Information:

Investment leaflet   file icon   M&S Investment leaflet
Trust Deeds and Rules   file icon   M&S Trust Deeds and Rules

Neither your employer, nor the Trustee(s) of the plan, nor the Administration Team can tell you how you should invest your individual account within the M&S Retirement Plan. If you would like financial advice, we recommend that you speak to a professional financial adviser. You can find the name of an IFA either in your local telephone directory, or by calling the IFA promotion Ltd helpline on 0330 1000 755, or by visiting www.unbiased.co.uk. You should bear in mind that an IFA may charge you for any information given.