Investment Options

The M&S Retirement Plan offers a range of funds for you to invest in. The Trustee(s) have appointed Fidelity to provide the funds for the plan.

The table below provides a list of the available Freestyle Funds (excluding the Lifestyle option).

For more information on these funds please click on the following link to the Fidelity web site. You should review this information before you make a decision about investing in any freestyle fund.

Fidelity

The information contained in this website is provided by Fidelity and we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.

The link to the Fidelity website is not under the control of Capita and as such is not responsible for the nature, content and availability of the Fidelity site.

Capita takes no responsibility for, and will not be liable for, the Fidelity website being temporarily unavailable due to technical issues beyond our control.

The table below provides a list of the available Lifestyle Strategies. For details of these strategies, please click on the Investment Guide link below.

Please note, the investment options available under the Plan changed in January 2009. If prior to this date you were in the Lifestyle Strategy and were already within eight years of your target retirement age, the switching period will remain as eight years. For all other members the switching period is five years.

Member Booklet		M&S Member Booklet
Investment leaflet		M&S Investment leaflet